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Review the goals and dreams from the “What Are My Goals” worksheet and rewrite them as SMART goals, which are:
Specific
Measurable
Achievable
Results-oriented
Trackable
Let’s say you want to pay off a credit card. That’s a good goal, but it’s not a SMART goal. Rewriting it as a SMART goal might look like this:
“In one year, I want to save $500 to pay off a credit card. I will save $42 every month, or $10.50 every week toward my goal.”
Now, that’s a SMART goal! Remember, goal-setting is one of the skills you will use over and over. It’s a skill for life.
SMART Goals Worksheet
Goals |
Cost or Amount |
Number of Months to Save |
Monthly Savings |
Weekly Savings |
|
$ |
|
$ |
$ |
|
$ |
|
$ |
$ |
|
$ |
|
$ |
$ |
|
$ |
|
$ |
$ |
|
$ |
|
$ |
$ |
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