Managing your money

Spending Decisions

 

Expense

What I Spend Now Each Month

Changes I Could Make

Money I Could Save

Long-distance telephone calls (example)

$35

Make fewer calls; use e-mail more often

$20

Cable TV

      

Eating out

      

Movies

      

CDs/tapes

      

Snacks/convenience store purchases

      

Clothes

      

Utilities (heat, electricity, water)

      

Other

      

Other

      

Other

      

Remember to set aside any extra money to help you reach your savings and investment goals.

 

 
   
 
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